What is a funding stack?
It is every dollar of money available to a student at your specific school, from every source, layered. Federal aid is the floor. State, institutional, employer, NHSC, and external scholarships all sit on top of it. We mapped the stack for the top 50 NP programs by enrollment so you can see the full picture in one place rather than reverse-engineering it from a dozen websites.
Federal aid
Direct Unsubsidized at $20,500/yr, plus Grad PLUS (until July 2026 under OBBBA). Same for every school.
State programs
State loan repayment (NC, TX, CA, NY, others) and forgivable loans. Varies wildly by state.
Institutional aid
What the school itself awards: HRSA traineeships, named scholarships, departmental grants.
Employer reimbursement
Hospital systems near your school that pay tuition for working RNs. $5,250 to $25,000/yr.
NHSC-eligible employers
FQHCs and shortage-area sites near your school. Post-grad: $50,000 to $80,000 in repayment.
External scholarships
AANP, Sigma Theta Tau, Nurse Corps, IHS, specialty associations. Apply broadly.
All 50 schools mapped.
Listed by total NP enrollment volume across in-person, hybrid, and online formats. If your school is not on the list, the master 983-school directory covers tuition and federal-aid math for every accredited NP program in the country.
See your funding gap in 60 seconds.
Plug in your school, expected start date, and any aid you have already secured. The calculator does the math: federal cap minus tuition minus stack, year by year. Free, no email gate.
Methodology and honest gaps.
Federal numbers reflect the 2025-26 grad aid baseline. State programs are sourced from each state's department of health and education websites; we cite the specific program name and link out where available. Tuition figures come from each school's most recently published rates. Hospital tuition reimbursement amounts come from the master hospital tuition database and reflect IRS Section 127 maximums or higher tier benefits where employers publish them.
The biggest data gap is institutional aid. Most NP programs do not publish NP-specific scholarship offerings clearly online. We left that layer empty or marked it as "contact financial aid office" rather than fabricate program names. If your school has a named NP scholarship we did not list, email us and we will add it.